Equity Mortgage Associates, Inc. (EMA), one of Virginia’s oldest mortgage brokers, has been a leading conduit of fine home financing for executives, professionals and business owners for twenty years.

At EMA, we help you realize your dreams - whether they are dreams of home ownership, a second home, refinancing, or helping your children buy their first home.

We use our decades of experience to help you understand and meet your desired level of financing. Unlike banks, which focus on selling their brand products, or other mortgage companies, which focus on selling the product that earns them the greatest return, EMA is concerned with the financial well-being of our customers.

This means that, in addition to competitive rates, our level of care is beyond what you have come to expect from any mortgage company.

EMA structures loans for high income and financially independent people whose needs might not be met by traditional institutions such as banks. Our reputation for discretion and smooth closings enables us to maintain strong relationships with mortgage lenders whose specialized loan products can be tailored to your needs. Our commitment to our customers is the reason why 95% of our business comes from referrals and returning customers.

So, as you look to fulfill your dreams of a new fine home, a second home, an investment property, a home for your children, or the peace of mind and greater financial stability that comes with refinancing an existing home, rely on the same trusted source thousands of executives, professionals, and business owners have for more than two decades – Equity Mortgage Associates.